DMF Wallet is unique non-custodian Stellar wallet
Anyone with a Stellar wallet can access and swap without requiring KYC or email signups. You can even earn passive income every day.

Amazing App features for you
Experience seamless token exchanges powered by our cutting-edge technology. Fast, secure, and cost-effective—making every transaction a breeze.
Referral
Fully automated referral commission sharing from the swap fees.
Multi lingual
Currently, the DMF Wallet supports 10 different languages.
DMF Buyback
Every swap buys back DMF tokens from the market and burns them.
Liquidity
Add liquidity and enjoy pool rewards. All shares are stored securely in your wallet.
Fully Customizable
Select your Counter Asset, adjust your Lock Settings, and more.
DMF Refund
You can Refund your DMF tokens to receive XLM from the DMF Treasury.
Anti-Spam
Unique spam token protection through issuer or public address locking.
Airdrop Claims
Claim or deny airdrop tokens directly in your wallet—no third-party apps needed.
DMF Treasury
Every swap contributes to Forced Growth, backing XLM into the DMF Treasury to support the DMF token.

What is a DMF Token
DMF, which stands for Digital Monetary Fund, is the native deflationary utility token of DMF Swap. This token is used for Rewards within the ecosystem. Every DMF token sold is 99% backed by XLM, ensuring liquidity and stability.
The DMF token is available on all DEXs within the Stellar network. Simply search by name or issuer address.
You can even Refund your DMF tokens using any Stellar DEX or wallet service provider. Simply send your DMF tokens to the DMF Treasury address and receive an automatic XLM refund. It's that easy!
Passive Income
You can earn a 20% reward in DMF for each direct referral who uses DMF Swap.
Just fund their new account with 5 XLM to qualify.
By holding a minimum of 10,000 DMF tokens, you can earn rewards across eight levels. Simply open a DMF trustline and invite friends to use the app—it's simple and rewarding!
Every rewarded DMF token is backed by the DMF Treasury, as each referral DMF is automatically bought from the market before distribution.

How Referring Works?
The DMF Swap App is here to reshape how token ecosystems and referral programs work, putting transparency, fairness, and sustainable growth at the forefront.
Use the App
Create a new account. Ask the friend who introduced you to DMF to send you 5 XLM to activate your account.
Setup your Account
Set Up Trustline: Make sure to open the DMF token trustline to receive DMF tokens.
Earn Rewards
You can earn a 20% reward in DMF for each direct referral who uses DMF Swap. Just fund their new account with 5 XLM to qualify.
Innovating the Standards
The DMF Ecosystem proudly pioneers unique and tailored DeFi functionalities designed exclusively for DMF users. We believe our ecosystem sets a benchmark that should define token standards in the crypto world.
DMF Token Sale
Only based on demand
100B total supply
99% backed by XLM
Refundable
Forced growth
DEX availability
Treasury
DMF is fully Refundable
XLM refund
No added fees
Instant refund
Real time refund rate
100% transparent
BuyBack & Burn
Deflationary sustains
90% is to burn
Market order buyback
Preserving the Treasury
Each swap burns
All Refunded are burned
Need XLM? Buy XLM >
ChangeNow.io is a limitless Web3.0 crypto exchange. It's the easiest way to get XLM into your DMF Wallet, with support for an impressive variety of tokens, plus a convenient card service.

Choose currency
ChangeNow.io supports over 50,000 currency pairs, including cryptocurrencies.
Make deposit
Confirm your details on ChangeNow.io and use the swap feature to get your XLM.
Receive XLMs
Receive XLMs directly to you DMF Wallet with the best possible rate.
Got the Look!
Enjoy a full app experience on any device with our DMF Web App.


Join The DMF Community
Engage with fellow members, share your knowledge, and learn from experienced individuals in the space economy and blockchain technology.
Be part of a dynamic and innovative community that's shaping the future of rewards and incentivized growth on the Stellar network.
Stay tuned for updates and get ready to join us in shaping the future!