Privacy Policy

Effective Date: December 5, 2025

Introduction

At Digital Monetary Framework [DMF], we value your privacy and are committed to maintaining the confidentiality of your personal information. As a decentralized platform, we strive to provide transparency and control over your data while minimizing the information we collect. This Privacy Policy explains how we handle information and outlines your rights as a user.

Information We Do Not Collect

No Personal Identifiable Information (PII): Digital Monetary Framework does not collect or store personal details such as your name, address, or email. You are free to use our platform without providing any personally identifiable information.

No KYC Requirements: There is no Know Your Customer (KYC) process in Digital Monetary Framework. Users are not required to submit government-issued identification, ensuring full accessibility and privacy.

No Wallet Information Storage: We do not store your wallet addresses, private keys, or any wallet-related information. All wallet interactions occur directly between your wallet and the blockchain.

Information We May Collect

Digital Monetary Framework operates with minimal data collection to enhance functionality and user experience:

Blockchain Data: All transactions on Digital Monetary Framework occur on the ARC blockchain. While these transactions are publicly visible on the blockchain, they are pseudonymous and do not link directly to your identity. This includes buy transactions, refunds, dividend claims, and token transfers involving dmfUSD and dmfEUR tokens. We may analyze blockchain activity to improve our ecosystem's services.

Non-Identifiable Usage Data: To improve platform performance and security, we may collect aggregated and anonymized data, such as error logs or usage statistics. This information does not contain any identifiable details and cannot be traced back to individual users.

Contract Detection Data: The protocol automatically detects and categorizes contract addresses (DEX pairs, routers, farms, bridges) to exclude them from dividend distributions. This detection is performed on-chain and does not store personal information about users.

Token Data: We may collect and display publicly available blockchain data related to Digital Monetary Framework Tokens (dmfUSD, dmfEUR) and their backing assets (USDC, EURC from Circle). This includes circulation, reserves, and price information, all of which is publicly available on the blockchain.

How We Protect Your Privacy

Decentralized and Non-Custodial: Digital Monetary Framework is entirely non-custodial, ensuring you retain full control over your private keys and assets. We never access or store your private keys or funds.

No Centralized Databases: As a decentralized ecosystem, we avoid storing user data on centralized servers, reducing vulnerabilities to breaches and ensuring your privacy remains intact.

End-to-End Transparency: All platform operations are transparent and verifiable through the ARC blockchain. This ensures trust and eliminates the need for opaque data handling practices.

EOA-Only Dividend Eligibility: The protocol automatically excludes contract addresses from dividend distributions, ensuring that only human users (EOAs) receive dividend rewards. This protects against DeFi exploits while maintaining privacy for individual users.

Backing Asset Privacy: While Digital Monetary Framework [DMF] Tokens are backed by Circle stablecoins (USDC, EURC), we do not have access to Circle's user data or reserves information. For information about USDC, visit Circle USDC, and for EURC, visit Circle EURC.

Your Rights

Control Over Your Data: Since Digital Monetary Framework does not collect your personal data, you maintain full control over your privacy.

Transparency: All transactions and operations in Digital Monetary Framework are fully transparent and traceable on the blockchain, ensuring openness and accountability. This includes dividend distributions, fee applications, and contract interactions for all Digital Monetary Framework Tokens (dmfUSD, dmfEUR).

Anonymity: You can participate in Digital Monetary Framework without revealing your identity or linking your activity to personal information.

Access to Backing Asset Information: Information about Circle's reserves backing USDC and EURC is publicly available. For USDC information, visit Circle USDC, and for EURC, visit Circle EURC. This transparency extends to the backing assets of Digital Monetary Framework [DMF] Tokens.

Third-Party Services

External Wallets and DEXs: Digital Monetary Framework integrates with third-party wallets and decentralized exchanges (DEXs). While we prioritize privacy, interactions with these services may involve data collection by those platforms. Please refer to their respective privacy policies for more information.

Circle Operations Limited: Digital Monetary Framework [DMF] Tokens are backed by Circle stablecoins (USDC, EURC), which are issued by Circle Operations Limited. Digital Monetary Framework [DMF] is not responsible for Circle's privacy practices or data collection. For information about Circle, please visit circle.com.

Links to External Sites: Our website and ecosystem may contain links to external sites, including Circle's transparency page. Digital Monetary Framework is not responsible for the privacy practices of those websites.

Children's Privacy

Digital Monetary Framework is not intended for use by individuals under the age of 13. We do not knowingly collect any data from children.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our ecosystem or legal requirements. Any updates will be posted on our website with the revised effective date. Continued use of Digital Monetary Framework after any updates constitutes acceptance of the new policy.

If you have any questions about this Privacy Policy, please contact us.

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