Disclaimer

No Financial Advice

All information provided by the Digital Monetary Framework (DMF), including but not limited to the website, documentation, and communication channels, is for informational and educational purposes only. Nothing contained herein constitutes financial, investment, legal, or tax advice.

You should consult with qualified professionals before making any financial decisions. DMF does not provide personalized recommendations or advice regarding the suitability of any financial product or strategy.

No Guarantee of Value

dmfUSD is designed as a fully-backed digital account unit, with each token representing a claim on USDC held in the protocol's smart contract reserves. However, DMF makes no guarantees regarding:

• Any fixed USD value, peg, or market-price guarantee
• The continued solvency or redemption guarantees of Circle-issued USDC
• The uninterrupted operation of the Base blockchain or any integrated networks
• The absence of smart contract vulnerabilities, bugs, or exploits
• The future regulatory treatment of dmfUSD or similar digital assets

The value of digital assets can be highly volatile. You should never risk more than you are willing to lose.

No Liability

To the fullest extent permitted by applicable law, DMF, its contributors, developers, and related parties shall not be held liable for any losses, damages, or claims arising from:

• Your use of or inability to use the DMF protocol
• Smart contract vulnerabilities or exploits discovered after deployment
• Network congestion, chain reorganizations, or blockchain-level failures
• Wallet software bugs, user error, or loss of private keys
• Regulatory actions affecting the protocol, its users, or its dependencies
• Third-party integrations including but not limited to bridges, or stablecoin issuers

Non-Custodial Nature

DMF is a non-custodial protocol. At no point does DMF or any of its representatives take custody, control, or possession of user funds. All interactions with the protocol are executed through self-custodial wallet software, and users retain sole control over their assets and private keys.

DMF cannot reverse transactions, recover lost keys or funds, freeze or seize assets, or modify smart contract behavior after deployment.

Regulatory Compliance

DMF operates as a fully autonomous smart contract protocol. Users are solely responsible for ensuring their use of the protocol complies with all applicable laws and regulations in their jurisdiction.

Access to the protocol may be restricted in certain jurisdictions. DMF reserves the right to implement geo-restrictions or other access controls as may be necessary for regulatory compliance.

DMF is not a registered financial institution, broker, exchange, or money transmitter. The protocol does not offer custody, exchange, or investment services.

Forward-Looking Statements

Any statements regarding future features, functionality, adoption, or market position of DMF or dmfUSD are forward-looking statements based on current expectations and assumptions. Actual results may differ materially.

DMF undertakes no obligation to update or revise forward-looking statements, whether as a result of new information, future events, or otherwise.

Independent Verification

Users are encouraged to independently verify all information about DMF, including smart contract code, protocol reserves, and system behavior. The protocol's smart contracts are verified on BaseScan, and reserve data is publicly accessible on-chain.

For a detailed overview of the system's guarantees, assumptions, and limitations, please review the Risks & Assumptions page.

For security verification details, audit reports, and testing methodology, refer to the Security & Assurance page.